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The Stifel Smart Rate Program ("Stifel Smart Rate") is an efficient way for you to manage the cash in your portfolio. Stifel Smart Rate keeps your cash balances at Stifel affiliated banks through your securities account. 1 The Annual Percentage Yield (APY) is as of 7/28/23. Interest rates for the Stifel Smart Rate Program are variable and subject to change. Interest accrues daily and is credited monthly. For current rates, please contact your Financial Advisor. For terms and conditions and for a list of banks where Stifel Smart Rate deposits may be placed, visit www.stifel.com/disclosures/stifel-smart-rate. It is important to note that with the exception of bank products, such as Stifel Smart Rate, FDIC-insured CDs, and the Stifel Insured Bank Deposit Programs, investment products offered through Stifel are not FDIC-insured, not bank guaranteed, and may lose value. Neither Stifel nor its affiliates, including Stifel Bank and Stifel Bank & Trust, monitor the amount of your deposited funds to determine whether those amounts exceed the FDIC insurance limits applicable to your deposits at a bank, and they are not responsible for any insured or uninsured portion of the deposit accounts at a bank. The minimum initial deposit for Stifel Smart Rate is $100,000. You should expect your Financial Advisor is entitled to receive compensation from Stifel in connection with the Stifel Smart Rate Program. 577 Mulberry Street, Suite 1200 | Macon, Georgia 31201 Stifel, Nicolaus & Company, Incorporated Member SIPC & NYSE | www.stifel.com 5.00% APY 1 Keep cash working through your securities account while waiting for that investment opportunity. Efficient Cash Management with Stifel Smart Rate Program Craig S. Murphey, Sr. Senior Vice President/Investments Kevin Watson, AIF ® Senior Vice President/Investments Lowell A. Shepley First Vice President/Investments C. Stephen Murphey, Jr. Financial Advisor Michael C. Ketterbaugh Senior Vice President/Investments Jason D. Jungberg, AAMS TM Senior Vice President/Investments Robert E. Chanin Managing Director/Investments Chris Durham Senior Vice President/Investments Christopher Bolles, Jr., CFP ® Vice President/Investments Branch Manager David G. Lucas Senior Vice President/Investments Branch Manager (478) 743-4171 | (800) 203-5250 Macon Magazine 1083 Washington Ave., Macon, GA 31201 (478) 746-7779 ESTABLISHED JUNE 1986 e-mail: hello@maconmagazine.com website: www.maconmagazine.com PUBLISHER, CREATIVE DIRECTOR, + EDITOR Susannah Cox Maddux MANAGING + MULTIMEDIA EDITOR Sierra Stark Stevens PHOTOGRAPHY EDITOR Julia Morrison ADVERTISING Susannah Cox Maddux DESIGN Elizabeth Schorr & Co. SUBSCRIPTIONS MANAGER Beth Wilson OCTOBER/NOVEMBER 2023 CONTRIBUTING WRITERS Callie Flack; Clarence W. Thomas Jr.; Edna Adams; Rev. Dr. Erin Robinson Hall; Jami Gaudet; Julia Morrison; Karol Kelly; Dr. Lisa Mayfield-Spence; Rachelle Wilson; Sierra Stark Stevens; Taleen Hanna; Tracie Revis PHOTOGRAPHY Caitlin Adele Photography; Chris Floore; DSTO Moore; Jami Gaudet; Jessica Whitley; Leah Yetter; M. Carson Photography; Matt Odom; Harmony Apel; Mike Young; Victoria Tiger; Will Hanley; Woody Marshall; Yadira Sandoval Rodríguez ASSISTANT COPY EDITOR Laura Collins INTERN Taleen Hanna Macon Magazine (ISSN No. 1090-3267) (Issue No. XXXVI, No. 3) is published bimonthly at Macon Magazine Inc., 1083 Washington Ave., Macon, GA 31201. Periodicals postage (USPS No. 020965) paid at Macon, GA. Reproduction in whole or part without permission is prohibited by law. The publishers are not responsible for the comments of authors or for unsolicited manuscripts, photos or drawings. Subscription price is $30 for one year, $45 for two years and $55 for three years in the United States. To subscribe, send check, money order or credit card information to Macon Magazine, 1083 Washington Ave., Macon, GA 31201 or subscribe online at maconmagazine.com. All letters sent to Macon Magazine will be treated as unconditionally assigned for publication and copyright purposes and as such are subject to Macon Magazine's unrestricted right to edit and comment editorially. POSTMASTER SEND ADDRESS CHANGES TO MACON MAGAZINE AT 1083 WASHINGTON AVE., MACON, GA 31201